Q. Is it a letter of presentment or rejection?
A. It’s both. When they send you a response to your BoE it is a presentment. They are presenting a demand. It is also a rejection. Download the 1st Response Letter, edit your details in, and send it to them. This letter explains what a BoE is and tells them they are bound by law to accept it.

Q. I have a court issued fine from a speeding case I lost. Can I use this BoE process to settle the notice of penalty?
A. Yes.

Q. I have tried sending credit card companies a “bonus“ to encourage them to keep the account open. I figure since I don’t have access to my trust account maybe I can get unlimited spending on a credit card.  Do you have any thoughts on sending credit card companies 100% bonus?
A. Yes. Don’t do it. If you tamper in any way with the wording on the original bill you are attempting fraud. Just do a BOE as instructed on this website.

Q. If I were to create a bill of exchange, would I have to use my birth name or my married name?
A. You should use the name the biller used on their Bill, as it is tied to the “strawman” identity linked to the birth certificate, which is a separate legal entity to your living name. However, if you only ever use your married name and it is the same on your marriage certificate and any other government documents, then use your married name.

Q. Should your name be in capitals (I think it should), and since my names are all my married surname, should I use this?
A. The name should likely be in all capital letters (e.g., JOHN DOE) to address the “strawman”. Use your birth name, not your married surname, for consistency with the birth certificate trust, unless you have legally changed your surname after marriage.

Q. I sent my BOE to the company’s old address. What do I do now?
A (1) It depends how you found out. If they returned the original envelope to you, do not open it. Write to the company to explain what happened. An apology for late delivery would help. Include the unopened envelope you originally sent.
(2) If the letter has disappeared, perhaps due to no return address, then write to the company to explain and ask for a new bill. When it arrives, make a new BOE, and include a cover letter telling the company to return the original bill if it is ever delivered to them. Explain that the law requires them to return any Bills of Exchange that are cancelled.

Q. What order should the information be in for a bill of exchange?
A. Read this article again, and follow the steps. How to Create a Bill of Exchange

Q. Can bill of exchange be used to pay rent?
A. No, unless you discuss it with them before signing the tenancy agreement. It is highly unlikely that any property owner will agree.

Q. If I use a BoE to settle a driving fine, will it stop the police taking points off my licence?
A. It’s possible. Remember we are dealing with criminals who ignore the law. But that shouldn’t stop you using a BoE to settle the fine. If they still penalize you, summon them to court where you will prove you have already settled the fine amount and demand that they reinstate your licence and your points..

Q. When I send the BoE back to the Biller, how do they get their money?
A. Why do you care? It’s no different than settling a purchase in a shop with a cheque. You endorse the cheque, collect your goods and walk out of the store. Do you care how or when they get their money?

Q. If I create a BoE for a government agency, should I send it back to the agency that sent the bill or can I take it to my bank and get them to process it to ensure the company get their money?
A. No. Think about it. If you go to a shop to buy something and you are paying with a cheque, would you tell the shop you will cash it for them at the bank?

Q. Can I use a BOE to settle catholic school fees?
A. No.BoEs cannot be used to settle bills from private companies.

Q. What is the difference between a letter of presentment and a letter of rejection?
A. When the Biller sends you a ‘silly letter’ claiming they do not accept a BoE, that is a presentment. There is no difference between a ‘presentment’ and a ‘letter of rejection’. Both tell you that they have received your BoE. A presentment is a formal notice sent to demand payment from the party responsible for payment (You, the drawee or debtor). It establishes that the instrument was presented in accordance with legal requirements. You respond by thanking them for confirming they have received your settlement. If they have made any claims, write back and challenge them. For example, if they write “we do not accept a BoE”, after thanking them for confirming they got it, challenge their claim and ask the to provide Proof of Claim that they are exempt from the Law, specifically the Bills of Exchange Act.

Q. Why do we use ‘honorably’ at the end of the 2nd rejection letter?
A. Because we are acting in honour in law

Q. Why put C’est Que trust?
A. The Cest Que trust is not your private C’est te que vie trust, it is the legal trust that they operate under using your birth certificate that is traded on the international markets.

Go back to How to Create a Bill of Exchange