Each week, Mike hosts a Zoom chat for the Americas, starting at 9pm GMT where we explore the Bills of Exchange Act and how to settle accounts with any government fine, bill, toll, rate demand legally.

Come and join us here:

Where do you find the link to join our Americas Zoom Thursday evening Chats? <<< Click on the image <<<  Starting 6pm Central US Time every Thursday Everyone is welcome to join us. Just click on the image to log in and wait for the host to add you to the chatroom..

Catch up on previous chats….

Click on a link below to review a saved chat:

• January 01 – The discussion covers the challenges of buying a car with a bill of exchange and explores the upcoming transition to a Quantum Financial System (QFS). The QFS aims to replace the current financial system, providing access to trust funds and ensuring financial stability through a blockchain-based platform. The process involves using a digital voting app and implementing wider reforms, including tax changes, electoral restructuring, and emphasizing voluntary national service.
• January 08 – The discussion covers the application of equity law and bills of exchange (BOEs) in managing tax bills and utility payments. Participants share insights on contract law and negotiation with institutions, emphasizing the importance of understanding legal processes. They explore the impact of historical finance systems, practical steps to use BOEs for large purchases like cars, and resources for further learning. Global governmental strategies against corruption are also briefly touched upon.
• January 15 – The video discusses various topics including handling legal matters and interactions with authorities, leveraging platforms for financial education, and strategies like BOEs and XRP. It also focuses on methods to dispute credit issues, approaches to avoid taxes through PMAs, and initiatives to counter government overreach. Additionally, there are plans to reform financial and medical systems, and discussions on global cultural and political issues.
• January 22 – Participants discuss handling legal documents, using Bills of Exchange (BOEs) in various countries, and dealing with BOE rejections. The discussion also covers the responsibilities and strategies for holding authorities accountable, handling credit card debts with BOEs, avoiding scam tactics, and using AI to identify relevant legal sections. Recommendations on vehicle ownership, managing smart meters, and the use of common law strategies for local taxes are also provided.
• January 29 – The discussion covers the use of Bills of Exchange (BOEs) in various situations, including paying bills, buying cars, and handling tax debts. It highlights the importance of transparency in contracts and the application of constitutional and federal laws. The conversation also touches on the use of AI for legal document transcription, ongoing legal battles against government corruption, and the formation of grand juries to address unresolved criminal cases.
• February 05 – The discussion covers the process of creating and using Bills of Exchange (BOE) for settling various financial obligations, including utilities, credit cards, and mortgages. Mike provides detailed steps for preparing BOEs, common pitfalls, and how to handle rejections. The session also highlights the importance of maintaining a paper trail and understanding relevant legal frameworks like UCC in the US and Bills of Exchange Act in Australia.
• February 12 – The transcript discusses various aspects of using bills of exchange (BOEs) to purchase items like cars. Key points include the roles of parties involved in BOEs, the process of negotiation with car dealerships and banks, and the importance of education and knowledge in utilizing financial instruments. It also touches on the legal implications and strategies for managing interactions with authorities when living independently of government systems.
• February 19 – A Zoom group discusses government corruption, banking account closures, and preparing alternative banking and currency options. The main focus is using Bills of Exchange (BOEs) to settle debts, including how delivery and acceptance work, handling rejected certified mail, and where relevant provisions appear in the Canadian BOE Act. They cover negotiating BOEs for car purchases, limits around fraud and contracts, utility bills not in the payer’s name, and share BOE pushback resources and tax-assistance services.
• February 26 – Participants address meeting time confusion due to daylight saving and then discuss using bills of exchange (BOEs) and bank acceptances to settle bills, property transactions, taxes, utilities, and fines. They emphasize needing clear contracts, confirming bank manager understanding, educating officials who resist, and persisting through pushback or silence. Mike shares experiences of submitting BOEs for electricity bills and fines, and the group reviews practical details like signatures, ink color, cover letters, and escalation strategies.
• March 05 – A zoom chat explains using bills of exchange as negotiable instruments to settle utility and GovCorp bills, citing UCC Article 3 and the Bills of Exchange Act, presentment, discharge, and sending an “authority to process” to prevent refusal or double dipping. The speaker shares a utility dispute letter, references a website and Telegram successes, and advises insisting on written communication. It also outlines an Australian campaign demanding banks return funds, backing for grand juries, and proposals for citizens-initiated referendums, blockchain voting, governance restructuring, and common-law sheriff training.
• March 12 – Participants discuss using bills of exchange (BOEs) to respond to fines and tax demands, including endorsing consolidated tax bills and correcting duplicate charges. They caution that sovereignty paperwork and name registration have not changed outcomes and emphasize relying on law and knowledge. The group compares check and tax-invoice practices in Australia and New Zealand, and reviews Canadian efforts to obtain Crown land grants for higher title claims. They also describe plans to challenge banks and government structures internationally and briefly cover VPN use to avoid digital ID requirements.
• March 26 – Mike interviews Rabbi Rothschild about his 24/7 multi-platform livestreaming “real-life Truman Show,” his Discord community, and his claim of archiving extensive personal and historical data for future study and accuracy. Rothschild discusses being judged by his name, promotes technology-driven philanthropy (food and water access) and crypto-backed well projects, and notes early adoption of ChatGPT. The host demos world-monitoring and email-assistant tools and shares his military communications background, music, and a website proposing blockchain digital voting and electoral reform.
• April 16 – Ryan discusses studying negotiable instruments and preparing to use a bill of exchange (BOE) to settle a Capital One bill and handle potential bank pushback. The host explains that a BOE must be done only after receiving a bill, advises using sentence case rather than all caps, and recommends simply endorsing, signing, and dating without extra wording. They review how acceptance may show on subsequent bills, what to do if prior amounts remain, and describe court outcomes where evidence packets lead to adjournment and dismissal. The host also promotes paid access to searchable Zoom chat archives.
• April 24 – A caller asks whether to use arbitration or court, and the speaker advises following a structured Bill of Exchange/UCC3 process instead, exchanging letters with the creditor’s CEO/CFO, keeping a complete paper trail, and waiting for the creditor to summon court. The speaker demonstrates website resources (templates, FAQs, pushback strategies), explains how to prepare and send BOE documents by registered mail, and how to handle rejections, debt collectors, and possible account closure. Court preparation focuses on filing evidence packages and seeking dismissal; a U.S. resource (Brandon Joe Williams) is recommended.
• May 01 – A Zoom call explains how to create and submit a bill of exchange (BOE) for utilities and other accounts, referencing UCC Article 3, recordkeeping, and insisting on written communication. The host walks through mikeholtshow.com resources, templates (authority to process, rejection responses, estoppel), and using Perplexity AI to adapt Australian letters to US law. Participants discuss FOI requests, court preparation with a paper trail, IRS acceptance of BOEs, and guidance for buying cars or property by building relationships with banks or dealers.
• May 08 – Participants discuss sending a credit card bill of exchange to a “restrictive items” payment address while sending copies to a CFO, stressing the need to read agreements for processing instructions. They describe using DUNS numbers and corporate charters, aided by AI, to find language supporting BOE acceptance and pushback strategies for rejections. The call also covers affidavits and court tactics involving jurisdiction, presumptions of law, trust/executor roles, and claims about estates and bonds, plus updates on shared websites, resources, and future walkthroughs.
• May 15 – PK and Ryan discuss preparing a bill of exchange (BOE) to pay bills, including endorsements, cover letters, and the “valid for 28 days” acceptance date. They review legal tender concepts, reading payment and contract terms, wet-ink vs electronic signatures, and challenging weak claims in creditor letters. They cover handling presentments/giro-style bills, documenting evidence for court, and dealing with debt collectors by requesting a deed of assignment/transfer and insisting acceptance depends on the original creditor. The conversation also touches on minimizing government involvement and police interactions.
• May 21 – In a Zoom call, Mike Holt welcomes Erin (from Michigan) and discusses Irish ancestry before introducing his “Learn how to BOE” website and the steps for creating and sending a bill of exchange (BOE), including registered mail, keeping copies, expecting pushback, and adding “Valid for 28 days from date of acceptance.” He demonstrates using ChatGPT to compare Australia’s Bills of Exchange Act sections with UCC Article 3, shares site resources (FAQs, pushback strategies, template response letters, Zoom archives, interviews, downloads, and a paid forum membership), and explains legal tender and acceptance via registered mail. Erin asks about strengthening an authority-to-process letter for Capital One with UCC/IRM references; Holt encourages customizing templates. PK shares an attempt with an electricity company that led to disconnection and debt collection, which Holt says absolves responsibility.